The American Dream often revolves around a secure and fulfilling retirement. However, translating that dream into reality can feel daunting, especially when navigating the complexities of financial planning. Statistics show that a significant portion of the population falls short of their retirement goals. That’s where Lenhard Financial Services steps in, offering personalized guidance and expertise to help you design a strategic roadmap for achieving your desired retirement lifestyle.

Your Retirement Experts

Tim and Craig Lenhard, the founders of Lenhard Financial Services, share a common goal: empowering individuals to turn their retirement dreams into tangible realities. They understand that a “one-size-fits-all” approach doesn’t work when it comes to financial planning. That’s why they take the time to understand your unique circumstances, risk tolerance, and long-term aspirations. Through open communication and a collaborative approach, they craft personalized investment strategies that address your specific needs and pave the way for a secure and comfortable retirement.

Building a Solid Foundation: Core Services Offered

Lenhard Financial Services offers a comprehensive suite of services designed to equip you for a successful retirement.

• Retirement Planning: This forms the cornerstone of their services. The team meticulously analyzes your financial situation, including income, expenses, and savings. Based on this analysis, they develop a customized investment strategy with a clear roadmap to achieve your retirement goals.
• College Planning: Raising children comes with significant financial considerations. Lenhard Financial Services offers long-term planning solutions to ensure you’re prepared to support your children’s educational aspirations without jeopardizing your own retirement goals.
• Annual Portfolio Review: Markets fluctuate, and your financial needs evolve. Lenhard Financial Services conducts annual portfolio reviews to assess your current holdings and make any necessary adjustments to keep your investment strategy aligned with your evolving goals and risk tolerance.
• Strategic Asset Management (SAM): Through their affiliation with LPL Financial, a Registered Investment Advisor, Lenhard Financial Services provides access to a vast array of investment options, including over 3,500 mutual funds, individual stocks, ETFs, and bonds. This variety allows them to construct a diversified portfolio tailored to your specific risk profile.

Beyond Retirement Planning: A Holistic Approach

Lenhard Financial Services recognizes that retirement planning is just one facet of overall financial well-being. They extend their expertise to offer additional services such as:

• Estate and Wealth Preservation Planning: Ensuring your assets are protected and distributed according to your wishes is crucial. The team can guide you through the estate planning process and help you develop strategies to preserve your wealth for future generations.
• Retirement Asset Distribution Strategies: Understanding how to access and distribute your retirement savings effectively is essential. Lenhard Financial Services guides you in developing optimal distribution strategies to maximize your retirement income and minimize tax burdens.

Taking the First Step Towards Your Dream Retirement

The path to a secure and fulfilling retirement starts with a proactive approach. By partnering with Lenhard Financial Services, you gain access to experienced professionals who are dedicated to understanding your unique situation and crafting a personalized strategy for success. Don’t let retirement planning become a source of anxiety or confusion. Contact Tim and Craig Lenhard today for a free consultation. Together, you can embark on a journey to transform your dream retirement into a reality. Visit their website at http://www.lenhardfs.com/ or call 313-417-3805 to learn more.